1–5 accounts
$100
per filer · per year
A straightforward individual filing with a compact account list.
Request this tierFBAR preparation · FinCEN Form 114
Fixed-price FBAR preparation for U.S. expats.
Clear, direct help with your foreign-account filing. Work with Chip Moreno from the first review through your filing confirmation for an accepted engagement.
Work directly with ChipFixed standard pricingNo sensitive records in this form
The basic rule: a U.S. person generally files if they have a financial interest in or signature or other authority over a foreign financial account, and covered foreign accounts exceeded $10,000 in aggregate at any point in the year.
Check the IRS guidancePublished preparation fees
Pricing that matches the account count.
Standard preparation is priced per individual filer, per reporting year. You know the published fee before moving private information off the public site.
6–15 accounts
$150
per filer · per year
For a broader account inventory across one or more countries.
Request this tier16–25 accounts
$225
per filer · per year
For an individual filing with a larger set of reportable accounts.
Request this tier30-minute consultation · $100
A separate, focused service for uncertainty, late or amended FBARs, entity filings, more than 25 accounts, or complex facts. The consultation fee is not credited toward preparation.
FinCEN’s system does not charge an individual a direct transmission fee to self-file. FBAR HQ’s prices cover the professional review, preparation, client review, authorized submission when that role is confirmed, and the available filing confirmation described for accepted engagements.
Choose the right starting point
Straightforward now, consultation when the facts need context.
Request preparation directly
Best for a timely individual filing, with 25 or fewer accounts and no known amended, entity, or penalty issue.
See preparation scopeStart with a consultation
Use a focused 30-minute call when reporting is late, may need amendment, involves an entity or more than 25 accounts, or simply is not clear.
See consultation fitA contained process
From a safe first message to filing confirmation.
The public form is deliberately limited. Detailed financial records belong in a private workflow only after the engagement is accepted.
- 01
Share the outline
Send the reporting year, timing, and approximate account count—never account details or documents.
- 02
Confirm the scope
Chip replies within one business day with fit, price, and a private next step for an accepted engagement.
- 03
Review the draft
Your information is organized and prepared, then you review the filing before authorization.
- 04
Receive confirmation
After an authorized submission included in the engagement, you receive the available filing confirmation for your records.
Direct founder contact
Your inquiry reaches Chip Moreno.
Chip is a U.S. expat based in Ecuador, holds a current IRS PTIN, and has a B.S. in Computer Science. He operates FBAR HQ through Iterative Systems LLC and also founded FileAbroad.
FBAR HQ is a distinct, narrowly focused fixed-price service. FileAbroad remains a separate expat tax-preparation brand. Chip is not an attorney, CPA, or enrolled agent, and a PTIN is an identifying number—not a professional credential.
About Chip and FBAR HQLearn before you inquire
Practical, source-linked FBAR guides.
Use these concise resources to organize your questions and records without sending sensitive financial information through the public site.
Practical guide
FBAR preparation checklist
Build the account inventory and filing-year record before preparation begins.
Read the guidePractical guide
What FBAR preparation costs
See the published account tiers and what the professional fee covers.
Read the guidePractical guide
Information needed for an FBAR
Understand what FinCEN Form 114 asks for—without putting it in a public form.
Read the guidePractical guide
FBAR deadline and automatic extension
Separate the annual FBAR dates from income-tax return extension rules.
Read the guideCommon questions
The essentials, without the scare tactics.
FBAR rules are federal reporting rules, and the result can depend on precise facts. Start with official guidance when you can.
Page reviewed September 5, 2026.
Preliminary inquiry
Request FBAR preparation or a focused consultation.
Expect a personal response from Chip within one business day. This first form is only for broad, non-sensitive facts.
Do not include sensitive data. No SSNs, tax IDs, account numbers, bank names, exact balances, statements, tax returns, passport details, or documents.